On October 1, 2026, Quadrus Investment Services Ltd. ("Quadrus") and IPC Investment Corporation ("IPIC") amalgamated to form IPC Wealth Inc. There may be a brief transition period when you will continue to see the Quadrus and or IPCIC name and branding. Any references to Quadrus and or IPCIC made after amalgamation should be considered references to IPC Wealth Inc.

Legal

PLEASE READ THESE TERMS OF USE CAREFULLY

If you access and use this website and any pages thereof, you accept and agree to be bound by and comply with the terms set out below. If you do not agree with the terms of use, do not use this website or any pages thereof.


IPC Wealth is a brand used by Investment Planning Counsel Inc. and its subsidiaries and affiliates, including IPC Wealth Inc., IPC Securities Corporation, and IPC Estate Services Inc. The IPC Wealth brand includes, among other things, website domains, trademarks, logos, and other intellectual property. IPC Wealth is also a registered trade name that IPC Wealth Inc. and IPC Securities Corporation has registered in all applicable provincial and territorial jurisdictions.


Investment Planning Counsel Inc. is a fully integrated Wealth Management Company. Mutual funds available through IPC Wealth Inc. and IPC Securities Corporation. Securities available through IPC Securities Corporation, a member of the Canadian Investor Protection Fund. Insurance products, including segregated funds, available through IPC Estate Services Inc., Quadrus Distribution Services Ltd. & Financial Horizons Inc.


References to "Investment Planning Counsel" (or "IPC") in these terms are to the corporate entity, Investment Planning Counsel Inc., and include its subsidiaries and affiliates, where applicable.

IPC WEALTH INC. & IPC SECURITIES CORPORATION

IPC Wealth Inc. is a mutual fund dealer registered with the Canadian Investment Regulatory Organization (CIRO). IPC Securities Corporation is an investment dealer registered with CIRO and a member of the Canadian Investor Protection Fund.

 

CIRO is the national self-regulatory organization that oversees all investment dealers, mutual fund dealers, and trading activity on Canada’s debt and equity marketplaces. To learn more about CIRO, please visit www.ciro.ca.

LIMITED LICENSE AND USE

You are granted a limited license to display the contents of this website and can print, download and use the materials on this website only for informational and educational purposes, and for doing business with IPC.


You agree you won't directly or indirectly misuse this website in any way, including by:

  • Probing, scanning, or testing the vulnerability of any system or associated network.
  • Breaching or otherwise circumventing any security or authentication measures.
  • Accessing, tampering with, or using non-public or shared areas of this website that you haven't been invited to.
  • Interfering with, degrading the performance of, or disrupting any user, host, or network.
  • Intentionally sending a virus or a corrupt file, Trojan horse or worm; or performing any other activity with the intent to overload, flood, or spam any part of this website.
  • Accessing or searching this website by any means other than IPC’s publicly supported interfaces (for example, "scraping").
  • Modifying this website or any of its content.
  • Sending unsolicited communications, promotions or advertisements, or spam through this website or IPC’s services.
  • Sending altered, deceptive or false source-identifying information, including "spoofing" or "phishing."
  • Abusing this website in any manner.
  • Providing unauthorized access to this website or its services to others or accessing this website or its services on behalf of another person without appropriate authorization.
  • Using this website to store or transmit content or data that is invasive of privacy, infringing, obscene, libelous, or that is otherwise unlawful or tortious, or to carry out infringing or unlawful activities.


You'll be responsible for and indemnify (reimburse) IPC for any costs, losses, expenses, damages, legal fees, liabilities, claims, demands, actions and settlement amounts resulting from or related to your misuse of this website.

NOT OFFERING ANY ADVICE

The information on this site is general information only and is not intended to constitute specific legal, accounting, financial or tax advice for any individual. Many factors may affect the applicability of any statement or comment that appear on this website to an individual's particular circumstances. You should consult with your IPC Wealth Inc. advisor or your independent professional advisors before acting on any information provided herein.


IN NO EVENT WILL IPC OR ITS SUBSIDIARIES OR AFFILIATES BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR DAMAGES WHATSOEVER (INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES) RESULTING FROM THE USE OR MISUSE OF IPCC'S WEBSITE, OR RELIANCE ON THE INFORMATION, DOCUMENTS, SOFTWARE OR CONTENT THEREOF, EVEN IF IPC OR ITS SUBSIDIARIES OR ITS AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

APPLICABLE AGREEMENTS

All products and services provided by IPC and its or its subsidiaries or affiliates are subject to the terms of the applicable agreements governing their use.

AVAILABLE ONLY WHERE PERMITTED BY LAW

IPC and IPC affiliate products and services are available only in jurisdictions where they may be legally offered. This communication does not constitute an offer or solicitation to buy or sell services or products to anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make an offer or solicitation.

ACCURACY AND CHANGES

Facts and information provided by IPC at this website are believed to be accurate when placed on the website. IPC reserves the right to make changes at any time to the information at this website without prior notice. Please consult any branch of IPC Wealth in your jurisdiction for complete and up-to-date information on products and services.


IPC OR ITS SUBSIDIARIES OR AFFILIATES DO NOT WARRANT THE ACCURACY, COMPLETENESS, TIMELINESS, QUALITY, ADEQUACY OR CONTENT OF ANY INFORMATION ON IPC'S WEBSITE. SUCH INFORMATION IS PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THIS WEBSITE COULD INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS.


Some jurisdictions do not allow the exclusion of implied warranties, so the above may not apply to you.

SOFTWARE BACK-UP AND WEBSITE USAGE

While every effort is made to ensure that all software provided at this website, or as a link from this website, is suitable for use on a wide variety of computer systems, you should take reasonable and appropriate precautions to scan for computer viruses and ensure compatibility of the software with your specific computer system.


IN NO EVENT WILL IPC OR ITS SUBSIDIARIES OR AFFILIATES BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL OR PUNITIVE DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, LOSS OF DATA OR OTHERWISE, EVEN IF IPC OR ITS SUBSIDIARIES OR AFFILIATES, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OF EXPENSES.

LINKS TO OTHER WEBSITES

Links to other Internet resources or websites are meant for convenience only and are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by IPC.


IPC makes no representations whatsoever about any other website which you may access through this website. When you access a non-IPC website, please note that it is independent from IPC, and that IPC has no control over the content on that website. Linking to any other websites is at your own risk and IPC will not be responsible or liable for any damages in connection with linking. It is up to you to take precautions to ensure that whatever you select for your use is free of computer viruses and other items of a destructive nature.

TRADEMARKS

Investment Planning Counsel Inc. owns or has obtained the right to use the logos and other trademarks, trade names, and domain names used on this website. The trademarks are protected by Canadian and foreign trademark laws. All rights reserved. The display of trademarks and trade names on this website should not be construed as an implied license to use such trademarks or trade names.



Investment Planning Counsel and design, IPC Wealth and design, Advice Your Way, and other trademarks displayed on this website followed by the TM symbol at first time of use are trademarks of Investment Planning Counsel Inc. Trademarks owned by Investment Planning Counsel Inc. are used by its affiliates and subsidiaries under license. Other marks displayed on this website are trademarks of their respective owners and used under license or with permission.

COPYRIGHT

This website was developed by and is the property of Investment Planning Counsel Inc. All information and materials contained on this website are protected by copyright, trademark and/or other intellectual property laws of Canada and other countries and are the property of their respective owner(s). All rights reserved. Subject to the limited license to use this website, no one may copy, redistribute, reproduce or republish in any form, or link to this website or its contents in any manner whatsoever, including by way of hyperlinks or framing, unless that person has obtained the prior written consent of Investment Planning Counsel Inc. or where applicable, its subsidiaries or affiliates. Any infringement of the rights of Investment Planning Counsel Inc. or where applicable, its subsidiaries or affiliates, may result in legal action.